Future-proofing your capital! Aktieutbildning.nu helps you!
Will your money last a lifetime?
Mikael Hellberg gives you a pension strategy built on 35 years of experience!
Saving for your pension is hard. Making it last a lifetime is even harder.
After 35 years as a professional asset manager – responsible for portfolios worth over SEK 20 billion, including Handelsbanken Fonder – Mikael Hellberg has seen the same mistakes repeated time and time: people who have done “everything right”, but still face a retirement where the money does not last as long as they thought.

The outcome can often be both unexpected and brutal.
In the top echelons of the financial industry, success isn’t about quick wins or taking chances. It’s about proven strategies, macro analysis, and consistent risk management. It is precisely this type of institutional methodology that Mikael Hellberg teaches to private investors today.

In the pension guide, Mikael Hellberg gets to the heart of the matter: how to build a pension plan that will not only survive market fluctuations, but also your own lifespan.
Mikael starts with four crucial questions:
1. How long must the portfolio last?
This is the most underestimated issue. Many people plan for 15-20 years, but the reality can be 30 years or more. The longer the time horizon, the greater the requirement for the right balance between return and risk.
2. How do withdrawals and inflation affect?
Current withdrawals combined with inflation are a powerful – and often overlooked – erosion of capital. A strategy must account for both simultaneously.
3. What is your primary goal?
Is the goal maximum security, the highest possible return, or a balance? Without a clear objective, every market move becomes a stressful moment, and every decision is reactive instead of strategic.
4. What trade-offs are required?
There is no perfect solution. Higher returns mean higher risk. Greater security often means lower growth. Success is about making conscious choices – not chasing perfection.
This is the foundation. But the real strength lies in how these parts are brought together into a well thought-out whole.
The full pension plan is available via this link: Pension plan-strategy by Aktieutbildning.nu
Already Vikingen Mini gives access to all Swedish Pension funds!
Vikingen Mini is a great tool at a low cost. An excellent program for new investors. With Vikingen Mini, you can monitor when it’s time to buy and sell major stocks in Sweden, Denmark, Norway, and Finland. And you get access to the pension funds in Sweden. You also have a good overview of major stock market indexes. Read the full description and sign up for Vikingen Mini, only USD 67:-/year.

Don’t miss Börssnack and the courses via Aktieutbildning.nu!
Every week you have the opportunity to participate in Börssnack, which Aktieutbildning.nu gives on Wednesdays, via an open webinar at 19.00-20.00!
In Börssnack, you will learn how to invest in interesting companies and get answers to questions such as:
How do we do better in the stock market? Which global stock markets look the best? How should you act in the stock market? Is now the time to buy/sell? Which stocks and funds are interesting? What does Börssnack’s portfolio look like?
It is reviewed and analyzed every Wednesday. How do we use the stock analysis program Vikingen.se?
Aktieutbildning.nu offers several valuable training courses. Now on an updated platform! A warm welcome!
Vikingen Financial Software reminds you that past performance does not always indicate future profits and that all trading is at your own risk.
Yours sincerely
Catrin Abrahamsson-Beynon












